RE-EVALUASI PENDIRIAN BANK DIGITAL DI INDONESIA: PARADIGMA, KONSEP DAN REGULASI

نویسندگان

چکیده

The Financial Services Authority, anticipating the movement towards digital (bank 5.0), issued Regulation no. 12/POJK.03/2021 concerning Commercial Banks. However, its coverage is limited. It covers only rules on how to establish and manage branches of existing banks. Not yet available are special arrangements for establishment commercial banks or neo-banks. This paper discusses possibility establishing in Indonesia. By perusing prevailing laws regulations, re-evaluate what exist, author reached conclusion that Bank Law should be changed accommodate this new trend. OJK regulation apparently does not suffice as legal basis operation system Bank-Ied model, Telco-Ied Model Hybrid Model, neo-bank. In addition, adequate needed regarding online dispute resolution, imposition sanctions.

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ژورنال

عنوان ژورنال: Veritas et justitia: jurnal ilmu hukum

سال: 2022

ISSN: ['2460-0555', '2460-4488']

DOI: https://doi.org/10.25123/vej.v8i2.5433